Skip to content
All Posts
truck accidentspersonal injuryel paso

Understanding Commercial Truck Accident Claims in Texas

L&M Staff6 min read
Understanding Commercial Truck Accident Claims in Texas

Getting into a collision with a commercial truck on I-10 near Cielo Vista, on US-54 through Northeast El Paso, or on I-25 near Las Cruces can change your life in an instant. A fully loaded commercial semi-truck can weigh up to 80,000 pounds — roughly 20 times heavier than the average passenger vehicle. When these two vastly different machines collide, the results are often catastrophic, and the legal claims that follow are fundamentally different from standard car accident cases.

Why Truck Accidents Are Different

Truck accident claims in Texas and New Mexico involve complex federal regulations, multiple potentially liable parties, and significantly higher damage awards than typical car accident cases. The insurance companies and trucking corporations on the other side have legal teams, adjusters, and accident response units standing by around the clock. You need attorneys who know how to match that firepower.

El Paso sits at the crossroads of major interstate commerce. I-10 runs directly through the city connecting the east and west coasts, while US-54 and Loop 375 carry heavy commercial traffic daily. The same is true for I-25 through Las Cruces, where 18-wheelers move between the Texas border and Albuquerque around the clock. Our region sees a disproportionate volume of 18-wheelers, tankers, and commercial vehicles, which means truck accidents are unfortunately common in the communities we serve across West Texas and Southern New Mexico.

Federal Regulations That Govern Trucking

Unlike standard motor vehicle accidents governed primarily by state law, commercial trucking is regulated by the Federal Motor Carrier Safety Administration (FMCSA). These regulations create a higher standard of care for trucking companies and their drivers, and violations can be powerful evidence of negligence. Key regulations include:

  • Hours of Service (HOS) Rules: Drivers are limited to 11 hours of driving after 10 consecutive hours off duty, within a 14-hour window. Fatigued driving violations are among the most common factors in truck accidents.
  • Drug and Alcohol Testing: FMCSA requires pre-employment, random, post-accident, and reasonable suspicion testing. Trucking companies must maintain detailed records of compliance.
  • Vehicle Maintenance Standards: Carriers must conduct regular inspections and maintain detailed maintenance logs. Brake failures, tire blowouts, and mechanical defects caused by deferred maintenance are frequent contributors to serious accidents.
  • Driver Qualification Files: Carriers must verify that drivers hold valid commercial driver's licenses, have clean driving records, and meet medical fitness requirements.

When a trucking company or driver violates any of these regulations and an accident occurs, it establishes a strong foundation for a negligence claim. An experienced El Paso truck accident lawyer knows exactly how to investigate these violations and use them to build the strongest case possible.

Multiple Liable Parties

One of the most significant differences between car and truck accident claims is the number of potentially responsible parties. In a typical car accident, you are usually dealing with one at-fault driver and their insurance company. In a truck accident, multiple parties may share liability:

  • The truck driver who may have been fatigued, distracted, impaired, or driving recklessly
  • The trucking company that may have pressured the driver to exceed hours of service, failed to maintain vehicles, or hired unqualified drivers
  • The cargo loading company that may have improperly loaded or secured freight, causing a shift that led to a rollover or jackknife
  • The truck or parts manufacturer if a mechanical defect, such as faulty brakes or a defective tire, contributed to the accident
  • Maintenance contractors responsible for servicing and inspecting the vehicle

Identifying all liable parties is critical because it expands the sources of insurance coverage available to compensate you for your injuries. Trucking companies are required to carry significantly higher insurance minimums than private drivers, often between $750,000 and $5 million depending on what they haul.

The Black Box and Critical Evidence

Modern commercial trucks are equipped with electronic logging devices (ELDs) and event data recorders, often called the truck's "black box." These devices record vital information including:

  • Speed at the time of impact and in the seconds before the collision
  • Brake application timing and force
  • Hours driven versus hours of service limits
  • GPS location data and route history
  • Engine RPM, throttle position, and cruise control usage

This data can be the difference between winning and losing a truck accident case. However, trucking companies are only required to preserve ELD data for six months, and some data can be overwritten in as little as 30 days. This is why it is essential to contact an attorney immediately after a truck accident so a preservation letter can be sent to the carrier, legally requiring them to retain all evidence.

Beyond the black box, a thorough investigation may also involve:

  • Reviewing the driver's logbooks and employment records
  • Obtaining the carrier's safety rating and inspection history from FMCSA databases
  • Subpoenaing internal communications, dispatch records, and training documentation
  • Analyzing the driver's cell phone records for evidence of distracted driving
  • Hiring accident reconstruction experts to determine the precise cause and dynamics of the collision

Higher Damage Awards

Because of the severity of injuries in truck accidents, damages tend to be substantially higher than in standard car accident cases. Victims commonly suffer traumatic brain injuries, spinal cord damage, multiple fractures, internal organ injuries, and severe burns. Many truck accident victims face permanent disability, prolonged rehabilitation, and an inability to return to work.

Recoverable damages in a Texas or New Mexico truck accident claim may include:

  • Medical expenses including emergency care, surgery, hospitalization, rehabilitation, and future medical needs
  • Lost wages and loss of earning capacity if you cannot return to your previous occupation
  • Pain and suffering including physical pain, emotional distress, and diminished quality of life
  • Property damage to your vehicle and personal belongings
  • Wrongful death damages if a loved one was killed, including funeral expenses, loss of companionship, and loss of financial support

Do Not Face the Trucking Company Alone

Trucking companies and their insurers deploy aggressive legal teams and accident response units within hours of a serious crash. Their goal is to minimize liability and reduce what they pay. They will send investigators to the scene, interview witnesses, and begin building their defense before you have even left the hospital.

You need attorneys who understand FMCSA regulations, know how to preserve and analyze electronic evidence, and have the resources to take on well-funded corporate defendants. At Lovett & Murray, our team has decades of experience handling complex truck accident claims across West Texas and Southern New Mexico, including El Paso, Las Cruces, Sunland Park, Anthony, and the surrounding communities. We conduct thorough investigations, retain top experts, and fight aggressively to secure the full compensation our clients deserve.

If you or a family member has been injured in a truck accident on I-10, US-54, I-25, or anywhere in the El Paso or Las Cruces region, contact us today for a free consultation. We work on a contingency fee basis — you pay no attorney's fees unless we recover compensation for you.

Don't Wait to Get the Help You Deserve

Time limits apply to personal injury claims. Contact us today for a free consultation. Texas: 2 years. New Mexico: 3 years.